If your currently renting a home or condo in Florida the need for insurance still exists. The landlord bears no responsibility for a loss due to theft, fire, etc. of your items. It’s not a good feeling to be one catastrophe away from not only being homeless but losing all your own. Renters Insurance provides coverage for your contents in the property which you rent. In addition policies include Liability coverage as well as Medical payments which is useful in the limited scenario where a guest is injured in your home and there is no fault and only minor medical bills. It can prevent small injuries that are just part of life from becoming large liability claims. Liability coverage which is also included, is much more broad and covers in a scenario where your negligent for damage or injuries which occur. It’s an extremely affordable coverage that if your renting you cant afford to be without.