Motorcycle/ATV Insurance

Florida law regarding motorcycle insurance is different from other states and different from laws requiring insurance for drivers of other vehicles. This has led to some conflict for motorcycle riders over whether motorcycle insurance is required at all.

Automobile owners are accustomed to the requirement to provide proof of financial responsibility when registering their vehicle. However, you may register your motorcycle without providing proof of motorcycle insurance.

If you are involved in an accident, however, you will be required to furnish proof of financial responsibility should you be considered at fault. If you do not have proof of financial responsibility, you may face penalties and potentially be sued by the other party. In essence, although you don’t need it to register your bike you need to have some type of coverage should you be at fault in an accident. In addition, if your financing the motorcycle your lender will more than likely require a policy covering Comprehensive and Collision

We have several carriers and like to take the time and make sure the right company is giving you the best value for your money. If you’re not sure of the type of bike you want we will be more than happy to give you an estimate on the make/model your interested in.

305-667-6530 Email Us