Welcome to First Solution Insurance

It goes without saying Florida has some of the highest insurance rates in the country. Of the 10 most devastating hurricanes in U.S. history, seven hit Florida — and six occurred in 2004 and 2005. The state is still dealing with the aftermath of 2017’s Hurricane Irma.

Essentially it’s coverage for motorized land vehicles with 4 wheels. The coverage can include loss or damage to the vehicle itself. It can also include loss, liability, or expense as a result of ownership, maintenance or use of any such vehicle. The coverage also includes medical, hospital and surgical benefits to injured persons, funeral and death benefits through Personal Injury Protection as well as optional coverage relating to injuries such as Uninsured Motorist and Medical payments

Life insurance provides a death benefit for an individual’s beneficiaries. It lets survivors have funds to pay off expenses and provide a source of income to replace that lost by the death of the insured. There are two primary types of life insurance: term, which provides insurance for a specified period of time at a lower cost; and permanent, which provides a certain amount of coverage at variable rates.

A Business Owners Insurance policy offers full protection by combining the protection of the business property as well as liability in one package. While you can purchase a standalone liability policy with First Solution Insurance, we recommend a business owners policy because it offers optional coverage you may not have thought of such as business interruption coverage in some cases for up to 12 months.

Florida law regarding motorcycle insurance is different from other states and different from laws requiring insurance for drivers of other vehicles. This has led to some conflict for motorcycle riders over whether motorcycle insurance is required at all.

Automobile owners are accustomed to the requirement to provide proof of financial responsibility when registering their vehicle. However, you may register your motorcycle without providing proof of motorcycle insurance.